Online Check Writer
Online Check Writer
All-in-one business payment software for checks, ACH, wires, invoices, and more.
3.6/5
Monthly from $49.99/mo
Finance
About Online Check Writer
OnlineCheckWriter is a cloud-based financial technology platform designed to simplify business payments, accounts payable, accounts receivable, and financial operations. Businesses can create, print, email, and mail checks while also sending payments through ACH, direct deposit, wire transfers, virtual cards, and other digital payment methods.
The platform combines payment processing with invoicing, bill payments, payroll, payment links, check management, bank reconciliation, expense management, and fraud protection. It supports integrations with popular accounting and business platforms including QuickBooks, Xero, Zoho Books, Gusto, FreshBooks, Sage, Wave, and others.
The platform combines payment processing with invoicing, bill payments, payroll, payment links, check management, bank reconciliation, expense management, and fraud protection. It supports integrations with popular accounting and business platforms including QuickBooks, Xero, Zoho Books, Gusto, FreshBooks, Sage, Wave, and others.
Key Features
- Online check creation and printing
- Email and mailed check payments
- eCheck support
- ACH and direct deposit payments
- Domestic and international wire transfers
- Bulk and mass payments
- Online invoicing and bill management
- Payment links and payment requests
- Virtual cards and digital wallets
- Payroll payment capabilities
- Bank reconciliation and financial data management
- Positive Pay and check fraud protection
- Role-based payment approvals
- Real-time payment tracking and audit trails
- QuickBooks, Xero, Zoho, Gusto, Sage, Wave, and FreshBooks integrations
- Developer API and embedded payment solutions
Pros
Wide range of business payment methods in one platform
Supports both traditional checks and modern digital payments
Strong accounting software integrations
Includes ACH, direct deposit, wire, eCheck, and virtual card options
Bulk payment capabilities can reduce manual work
Useful tools for accounts payable and accounts receivable
Provides payment tracking and audit trails
Offers API and embedded payment options for businesses
Cloud-based and accessible through mobile solutions
Supports both traditional checks and modern digital payments
Strong accounting software integrations
Includes ACH, direct deposit, wire, eCheck, and virtual card options
Bulk payment capabilities can reduce manual work
Useful tools for accounts payable and accounts receivable
Provides payment tracking and audit trails
Offers API and embedded payment options for businesses
Cloud-based and accessible through mobile solutions
Cons
Primarily designed for U.S.-based business payment workflows
Large feature set may be overwhelming for businesses needing only basic check printing
Transaction fees can apply depending on the payment method and plan
Some advanced features are more relevant to larger businesses
Financial services depend on partner financial institutions and service providers; OnlineCheckWriter states that it is a fintech company, not a bank.
Large feature set may be overwhelming for businesses needing only basic check printing
Transaction fees can apply depending on the payment method and plan
Some advanced features are more relevant to larger businesses
Financial services depend on partner financial institutions and service providers; OnlineCheckWriter states that it is a fintech company, not a bank.
